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Finances made easy and elegant.

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What's your money mastery style?

Digital

It's never been easier (or faster) to budget with the Mosaic Wealth Planner for Google Sheets.

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Printed

Pen and paper - classic and proven. Learn how to get the most out of your Mosaic Wealth Planner.

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Take The $5K in 5 Days Challenge

Kickstart your financial success with step-by-step guidance in my 5-day email challenge! By the time we're done, you'll have a completed, ready-to-implement budget following my groundbreaking framework - the 8-Part Budget.

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NICE TO MEET YOU

I'm Rachel Rivera

 

I'm a Certified Personal Finance Counselor® committed to helping women and couples win with money.

Designing planners and time-saving tools centered on financial stewardship is the heart of my business, but I don't exactly come from abundance or smart money decisions.

At 24 I was newly divorced, paying alimony, and spending like I had Bezos pesos. (Umm. I didn't.) I was a young Air Force officer swimming in every flavor of debt but refusing to let anyone see me sweat. Rock bottom was imminent, however. And once I reached it, I was determined to turn things around.

I taught myself the ways of the wealthy, and the rest is history.

Now I'm on track to retire in my 40s as a multi-millionaire.

I'd love to show you how intentional budgeting and easy investing can help you unlock your wealth potential, too. Join me!

"Why did I ever think this was hard?! I set a goal for myself to take my $5,000 emergency fund to $20,000 by end of year. By the end of March, my EF is $28,000. This planner is literally the reason I've been able to do this."

- Chris

"Thank you for making a resource that is beautiful and helps people like myself who have no financial planning background to make more intentional financial decisions for myself and my business for the future!"

- Deanna

"I realized after using your planner that I could stop taking out student loans and pay CASH for grad school. I'm so excited for what I now know is possible."

- Ce

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